UniCredit is an Italian banking group headquartered in Milan, serving 15 million customers in 13 European countries and ranking among the largest banks in the euro area. In Poland the group focuses on corporate clients and selected private banking products.
Why choose UniCredit?
- One of the largest European banking groups (G-SIB)
- Strong position in serving international corporations
- Access to export and cross-border financing
- Advanced treasury and corporate products
- Stability from operations in 13 European countries
Editorial rating
- Offers 4.2
- Service 4.0
- Online banking 4.1
- Costs 4.1
About the bank UniCredit
UniCredit SpA is one of the largest Italian and European banking groups, formed in 1998 from the merger of several Italian banks. The group now serves 15 million customers in 13 European countries, from Germany and Austria to Central and Eastern Europe. UniCredit is classified as a global systemically important bank (G-SIB) and is listed on the Italian stock exchange.
In Poland, UniCredit was the owner of Bank Pekao until 2017 — after selling the controlling stake to PZU and PFR, the group refocused on corporate clients and selected products for individuals through the UniCredit Bank GmbH branch. Compared to universal banks, UniCredit has a narrower retail offer in Poland today, but remains an important player in corporate banking and large-transaction financing.
Active offers
We show the currently active offers and always link to the latest version.
Pros and cons
Pros
- International scale and financial stability
- Strong offer for companies operating across borders
- Professional corporate and large-transaction service
- Access to global capital markets
Cons
- Limited retail offer in Poland
- No wide branch network
- Less recognised in retail since the sale of Pekao
How to apply — UniCredit
UniCredit is one of the largest banking groups in Europe, present in Poland mainly through corporate banking and selected retail products.
- 1
Check available offers
Compare currently available UniCredit products in our ranking — loans and deposits.
- 2
Go to the bank
Click the CTA to go directly to the UniCredit application page.
- 3
Fill in the application
Use the online forms or contact the bank directly — particularly for corporate products.
- 4
Receive a decision
For simple products, decisions are usually within 1–2 business days. Corporate products require longer assessment.
Frequently Asked Questions
Is UniCredit the same bank as Bank Pekao?
No — not any more. UniCredit was the majority shareholder of Bank Pekao between 1999 and 2017, but sold its controlling stake to PZU and the Polish Development Fund in 2017. Since then Bank Pekao is a separate Polish bank, while UniCredit focuses on corporate banking in Poland.
Does UniCredit serve retail customers in Poland?
UniCredit in Poland mainly focuses on corporate clients. Selected products are available to retail customers (e.g. certain loans and deposits), often offered through the UniCredit Bank GmbH branch — the German entity of the group. The retail offer is narrower than at Polish universal banks.
Are UniCredit deposits safe?
Yes. Deposits at the UniCredit Bank GmbH branch are covered by the German deposit guarantee scheme up to EUR 100,000 per customer — in line with unified EU standards. UniCredit SpA is classified as a global systemically important bank (G-SIB).
What loans does UniCredit offer in Poland?
In Poland UniCredit offers selected cash loans and mortgage products, though availability can be limited and targeted at specific customer segments. See our ranking for current offers.
Does UniCredit have good business accounts?
Yes — this is one of the group's strong points. UniCredit offers professional corporate banking with a strong international backbone, particularly attractive for companies doing business in other European countries.
How do I contact UniCredit in Poland?
UniCredit runs offices in Poland primarily for corporate clients. Retail customers mostly interact through the call centre and digital channels. Current contact details are on unicredit.eu.
Does UniCredit have a mobile app for Polish customers?
UniCredit does not offer a retail banking app in Poland in the same format as Polish universal banks. Corporate clients use the group's transaction platforms. Retail customers have web access.
Other banks
kreddo.pl is an independent financial comparison service and is not a credit broker within the meaning of the Polish Consumer Credit Act. The data presented is pulled from bank APIs and updated in real time. Final loan terms are determined individually by the bank.