Banks in Poland 2026 — full directory and offer comparison
Explore profiles of the largest banks operating in Poland. Each profile includes current loan, account and deposit offers, the bank's history, pros and cons, and answers to the most common customer questions.
On kreddo.pl you will find profiles of 15 of the largest commercial banks operating in Poland — from PKO Bank Polski and mBank to Nest Bank and VeloBank. Each profile includes live loan, account and deposit offers pulled in real time from bank APIs, the bank's history, pros and cons and answers to the most common customer questions.
15 banks
Alior Bank
A young, ambitious challenger
Alior Bank is one of the youngest major banks in Poland (founded in 2008), known for competitive loans and dynamic growth.
Bank Pekao
The second-largest bank in Poland
Bank Pekao SA is the second-largest universal bank in Poland, known for the "Żubr" (bison) brand, serving more than 6 million customers since 1929.
PKO Bank Polski
Poland's largest bank
PKO Bank Polski is the largest bank in Poland and in Central and Eastern Europe, serving more than 11 million customers.
Bank Millennium
Portuguese roots, Polish presence
Bank Millennium is a modern bank owned by the Portuguese Banco Comercial Português group, valued for simplicity of service and a great mobile app.
BNP Paribas Bank Polska
A French giant in its Polish form
BNP Paribas Bank Polska is part of the global BNP Paribas group, built from the merger of BGŻ, BNP Paribas Fortis and Raiffeisen Bank Polska.
Citi Handlowy
The oldest bank in Poland
Citi Handlowy is the oldest commercial bank in Poland — its origins go back to 1870. Today it belongs to the American Citigroup.
Crédit Agricole
A French group with Wrocław roots
Crédit Agricole Bank Polska is a universal bank headquartered in Wrocław, belonging to the French Crédit Agricole group — one of the largest in the world.
Inbank
An Estonian digital bank
Inbank is an Estonian digital bank specialising in consumer loans and instalment financing, operating in Poland through a branch.
mBank
Pioneer of digital banking in Poland
mBank was the first fully online bank in Poland and Central Europe, known for its modern mobile app and active-user promotions.
Nest Bank
The bank for microbusinesses
Nest Bank is a young, niche bank established in 2016, specialising in microbusinesses, sole proprietors and retail customers.
Raiffeisen Digital Bank
An Austrian digital bank
Raiffeisen Digital Bank is the digital bank of the Austrian Raiffeisen Bank International group, offering simple, remote banking products to customers across Europe.
Santander Bank Polska
The global Santander group in Poland
Santander Bank Polska (formerly BZ WBK) is the third-largest bank in Poland and part of the Spanish Banco Santander group — one of the world's largest banks.
Santander Consumer Bank
Consumer finance specialist
Santander Consumer Bank is a Polish bank specialising in consumer, car and instalment loans, belonging to the Spanish Santander group.
UniCredit
An Italian giant of European banking
UniCredit is one of the largest banking groups in Europe, present in Poland mainly through corporate banking and selected retail products.
VeloBank
A new bank born from Polish restructuring
VeloBank is a new bank created in 2022 through the forced restructuring of Getin Noble Bank, now growing dynamically under new ownership.