kreddo.pl

Financial Calculators

Six calculators for loans and savings — installment, APR, creditworthiness, mortgage, consolidation, and deposit with Polish Belka tax.

Installment Calculator

Monthly installment, total cost and total interest. For cash or mortgage loans.

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APR Calculator

True annual percentage rate with commission and fees — per the Consumer Credit Act.

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Creditworthiness Calculator

Your borrowing capacity: income, DSTI 50%, dependents, card limits.

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Mortgage Calculator

Equal vs decreasing installments, LTV, commissions. 20–35 year simulation.

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Consolidation Calculator

Add your debts — check monthly savings and total cost difference.

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Deposit Calculator (Belka tax)

Net profit after 19% Belka tax. Monthly or end-of-term capitalization.

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kreddo.pl — loan and credit comparison in Poland

kreddo.pl is an independent financial product comparison service helping users make informed decisions about cash loans, online loans, personal accounts, savings accounts, deposits and mortgages in Poland. We compare offers from leading Polish banks — including PKO BP, Santander, mBank, ING, Alior Bank and BNP Paribas — displaying current interest rates, APR, fees and conditions.

Our loan rankings are updated in real time through bank partner integrations. Users can filter offers by amount (PLN 1,000–500,000), repayment period and instalment type. The instalment calculator helps estimate monthly repayment costs.

For those seeking quick financing, we compare payday loans, no-BIK loans, loans for indebted individuals and no-refusal loans. We also compare credit cards and insurance products.

kreddo.pl is an informational service — it is not a credit intermediary or financial institution. All offers shown come from our partners, and final product terms are determined by the financial institution. We track current NBP and WIBOR interest rates in real time.