SuperGrosz — reviews, costs and terms 2026
SuperGrosz offers installment loans online from PLN 1000 to PLN 30,000 for 3–48 mo.. Decision in 15 minut – 24 h.
Amount
PLN 1,000 – 30,000
Term
3 – 48 mo.
APR
60% – 130%
First loan
Standard
Payout
15 minut – 24 h
About SuperGrosz
SuperGrosz (formerly AASA Polska Super Grosz) is one of the largest non-bank lenders in Poland, operating since 2011. It specializes in installment loans — larger amounts spread over longer terms, significantly lowering monthly pressure compared to a payday loan.
Offering loans from PLN 300 to PLN 25,000 over 3–48 months. APR typically 60–130% — far lower than payday loans (500–1000%). In exchange the lender requires positive BIK history and documented income.
SuperGrosz also offers a job-loss and disability insurance — optional, often reducing margin. Early repayment is free and costs are pro-rated — you can save thousands of zloty.
Pros
- +High amounts (up to PLN 25,000)
- +Long term (up to 48 months)
- +Transparent — APR usually 60–130%
- +Long track record (since 2011)
Cons
- −Full BIK check
- −No free first loan
- −Documented regular income required
Requirements
- Age 21–75
- Regular income (employment, B2B, pension)
- Positive BIK history
- Polish bank account
Ready to apply at SuperGrosz?
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Go to SuperGroszFrequently asked questions about SuperGrosz
How does an installment loan differ from a payday loan?
Installment loans repay in monthly installments (3–48 months), payday loans in one payment (max 61 days). Installment APR is lower, requires better credit, but total cost is usually lower at higher amounts.
Does SuperGrosz require income proof?
Usually not — it verifies income via bank account analysis (Kontomatik). For larger amounts (above PLN 15,000) an employer certificate may be requested.
How fast is the decision?
15–30 minutes after submission. Payout within 15 minutes during business hours, up to 24h off-hours.
